DEPOSIT ACCOUNT RATES • EFFECTIVE: JULY 1, 2024
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| Interest Rate |
APY* | Minimum | Compound Frequency |
|
|---|---|---|---|---|
| Certificates of Deposit (CDs) | ||||
| 7-31 Day | 0.15% | 0.15% | $2,500 | Weekly |
| 91 Day | 0.25% | 0.25% | $2,500 | Quarterly |
| 182 Day | 0.30% | 0.30% | $2,500 | Semi-Annually |
|
7 Month - SPECIAL
|
4.15% | 4.19% | $10,000 | At Maturity |
|
12 Month
|
0.35% | 0.35% | $500 | Quarterly |
| 18 Month | 0.45% | 0.45% | $500 | Quarterly |
| 24 Month | 0.55% | 0.55% | $500 | Quarterly |
| 30 Month | 0.80% | 0.80% | $500 | Quarterly |
| 36 Month | 1.00% | 1.00% | $500 | Quarterly |
| 48 Month | 1.10% | 1.10% | $500 | Quarterly |
| 60 Month | 1.25% | 1.26% | $500 | Quarterly |
| Individual Retirement Accounts (IRAs) | ||||
| 6 Month | 0.30% | 0.30% | $500 | Quarterly |
| 12 Month | 0.35% | 0.35% | $500 | Quarterly |
| 18 Month |
0.45% | 0.45% |
$500 | Quarterly |
| 24 Month |
0.55% | 0.55% | $500 | Quarterly |
| 30 Month | 0.80% | 0.80% |
$500 | Quarterly |
| 36 Month |
1.00% | 1.00% |
$500 | Quarterly |
| 48 Month | 1.10% | 1.10% |
$500 | Quarterly |
| 60 Month |
1.25% |
1.26% |
$500 |
Quarterly |
| Other Accounts | ||||
| Fixed Rate IRA - 18 Month | 0.05% |
0.05% |
$50 |
Quarterly |
| Variable Rate IRA - 18 Month v |
0.30% | 0.30% | $100 | Quarterly |
| Health Savings Account (HSA) v |
0.30% |
0.30% |
$50 |
Monthly |
| Passbook Savings v |
0.05% | 0.05% | $10 |
Quarterly |
| Statement Savings v |
0.05% |
0.05% |
$250 | Quarterly |
| Simple Checking |
n/a |
n/a |
$25 | n/a |
| Interest Earning Checking v |
0.05% |
0.05% | $250 | Monthly |
| Hi-Fi Money Market v |
0.25%
0.05% 0.05%
|
0.25%
0.05% 0.05%
|
$25,000 or more $2,500-$24,999.99 less than $2,500 |
Monthly
Monthly Monthly
|
- An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
- Interest on all deposit accounts is computed on a 365-day accrual basis.
- Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
- APY = Annual Percentage Yield*
- V = Variable account. The rate may change after the account is opened.
- These interest rates are current through the date of this issue and became effective as indicated by the date above.
- Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
- A penalty may be imposed for early withdrawal on Certificates of Deposit.